When your roof is damaged, filing an insurance claim can feel overwhelming. Here’s a step-by-step process to help you handle it smoothly and get the coverage you deserve:
1. Document the Damage Immediately
Take clear photos and videos of all roof damage, including shingles, gutters, siding, and interior leaks.
Note the date of the storm or incident.
2. Review Your Insurance Policy
Check your policy for coverage details, deductibles, and exclusions.
Pay attention to whether you have replacement cost value (RCV) or actual cash value (ACV) coverage.
3. Contact Taylor Made Roofing Solutions
Schedule a free inspection with a reputable, licensed roofer.
A professional inspection ensures hidden damage is identified and properly documented for your claim.
4. File the Claim with Your Insurance Company
Provide the insurer with your photos, notes, and your roofer’s inspection report.
File as soon as possible, since delays may affect eligibility.
5. Meet the Adjuster with Your Roofer Present
Your insurance adjuster will schedule a visit to assess the damage.
Having your roofer present ensures nothing is overlooked and your claim is fully supported.
6. Receive the Insurance Estimate
Your insurance company will issue an estimate and initial payment (minus your deductible).
Review the paperwork with your roofer to ensure it covers all necessary repairs.
7. Roof Replacement or Repair Begins
Your roofing contractor completes the work according to the insurance scope.
If hidden damage is found, your roofer can submit a supplement request to your insurance company.
8. Final Insurance Payment Issued
Once the job is finished, your roofer submits proof of completion.
Insurance releases any remaining funds so the project can be finalized.
9. Enjoy Peace of Mind
With your roof restored, you can rest easy knowing your home is protected again.